Moving home can be one of the most stressful events in anyone’s life, but we aim to make the process as smooth as we possibly can for you.

With fixed fee conveyancing we offer a straight forward and clear approach to moving home. All conveyancing is undertaken by Mark Cairns, Partner with Rickards and Cleaver, who has well over 25 years conveyancing experience who is ably assisted by his Personal Assistant, Beverley Herring who likewise has over 25 years’ experience in such a role.

 


Pricing

To obtain an estimate of our pricing please refer to the lists shown below

Residential property conveyancing

 

Property purchases (freehold)

The fees quoted below cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and the payment of Stamp Duty Land Tax.

Purchase price up to £120,000

  • £660 + VAT (currently 20%) (thus £792.00) + disbursements

Purchase price between £120,001 and £180,000

  • £690 + VAT (currently 20%) (thus £828.00) + disbursements

Purchase price between £180,001 and £250,000

  • £735 + VAT (currently 20%) (thus £882.00) + disbursements

Purchase price between £250,001 and £295,000

  • £765 + VAT (currently 20%) (thus £918.00) + disbursements

Purchase price between £295,001 and £365,000

  • £795 + VAT (currently 20%) (thus £954) + disbursements

Purchase price between £365,001 and £445,000

  • £850 + VAT (currently 20%) (thus £1,020) + disbursements

Purchase price between £445,001 and £580,000

  • £895 + VAT (currently 20%) (thus £1,074) + disbursements

Purchase price between £580,001 and £665,000

  • £950 + VAT (currently 20%) (thus £1,140) + disbursements

Purchase price over £665,000

  • Please call or email for an estimate

 

The figures quoted above assume a straight forward transaction without any unforeseen issues. If the matter becomes complex, there will be an additional fee, some examples of which include:

  • Where the property is a new build or less than 10 years old
  • Where the property is leasehold
  • Where there is a perceived defect in title
  • Shared ownership transactions
  • Compulsory Purchase
  • Where the transaction is required to be expedited
  • Contract races
  • Lock out/exclusivity agreements
  • Solar panels at the property
  • Buying with a Help To Buy ISA
  • Where there is a gifted deposit
  • Where the source of funds has undue complications
  • Where it is necessary to arrange an identity policy in respect of adverse title issues

 

Disbursements

Disbursements are costs that are payable to third parties such as the Land Registry.

The following comprise the usual disbursements:

  • Search fees – essential search fees currently amount to £275.50. The essential searches are the local authority search, drainage search, mining search ( assuming the property to be in a mining area) and environmental search. There are a whole host of further searches available depending upon the location of the property (eg a Cheshire Brine Search ) and the physical features which may dictate (eg a flood search) the decision to have such a search or searches carried out. Prices can be made available upon request.
  • Electronic verification of ID - £6.60 per person
  • Stamp Duty Land Tax –  this is variable but largely dependent upon the purchase price but for guidance, at present anyone purchasing a property up to £250,000.00 and which is not a second property will not pay Stamp Duty Land Tax. Thereafter, Stamp Duty Land Tax is payable at the rate of 5% upon that slice of the purchase price above £250,000.00 up to £925,000 .  The rates where the price exceeds £925,000 are available upon request
  • A first time buyer i.e. anyone who has not owned a property before will be exempt for Stamp Duty land Tax upon the first £425,000.00 (assuming the property is outside London). A first time buyer buying a property for a price exceeding £425,000 but not exceeding £625,000 will pay stamp duty land tax at 5%  upon that slice of the purchase price above £425,000

          A first time buyer buying a property at a price exceeding £625,000 will be treated no different to a none first time buyer

          Thus, for example. somebody purchasing a property for the sum of £260,000.00 who is a first time buyer will pay no Stamp Duty Land Tax.

  • Land Registry fees – variable (typically £40.00 on a purchase below £100,000.00 and £100.00 on a purchase between £100,000.00 and £200,000.00).

  • Electronic money transfer fee - £3.00 (including VAT – currently 20%)

 

Property sales (freehold)

The fees quoted below cover all the work required to complete the sale of your house including dealing with the Land Registry and paying off the mortgage(s) (if any).

Sale price up to £120,000

  • £650 + VAT (currently 20%) (thus £780.00) + disbursements

Sale price between £120,001 and £200,000

  • £685 + VAT (currently 20%) (thus £822.00) + disbursements

Sale price between £200,001 and £250,000

  • £695 + VAT (currently 20%) (thus £834.00) + disbursements

Sale price between £275,001 and £320,000

  • £725 + VAT (currently 20%) (thus £870.00) + disbursements

Sale price between £320,001 and £395,000.

  • £765 + VAT (currently 20%) (thus £918.00)+ disbursements

Sale price between £395,001 and £465,000                    .

  • £825 + VAT (currently 20%) (thus  £990) + disbursements

Sale price between £465,001 and £750,000                    .

  • £920 + VAT (currently 20%) (thus  £1104) + disbursements

Price over £750,000

  • Please call or email for an estimate

 

The figures quoted above assume a straightforward transaction without any unforeseen issues. If the matter becomes complex, there will be an additional free, some examples of which include:

  • Where the property is leasehold
  • Where there are solar panels
  • Where the title to the property is not registered at H M Land Registry
  • Where the transaction is required to be expedited
  • Contract races
  • Lock in/exclusivity agreements
  • Probate sales
  • Where is it necessary to arrange one or more indemnity policy / policies in respect of defect(s)

 

Disbursements

Disbursements are costs that are payable to third parties such as the Land Registry.

The following comprise the usual disbursements:

  • Land Registry fees – normally between £6.00 and £12.00
  • Bank transfer fees – normally between £3.00 and £24.00 (including VAT – currently 20%)
  • Electronic ID check - £6.60 per person (inc VAT)

To assist with regards to likely total fees, we set out below an example of a typical sales and an example of a typical purchase.

 

 

Residential Conveyancing Fees

Example 1 - Freehold Sale
for £220,000 with registered title, subject to a mortgage

Fees:

Conveyancing Fee

£695.00

V.A.T.

Electronic ID Check (couple selling)

£139.00

£13.20

Land Registry Fee

£9.00

Bank Transfer Fee

£3.00

TOTAL

£871.20

 

 


 

Example 2 - Freehold purchase
for the sum of £195,000 (not new-build or leasehold)

Fees:

Conveyancing Fee

£690.00

V.A.T.

Electronic ID check (couple buying)

£138.00

£13.20

Local Authority, Drainage, Mining, & Environmental searches

(standard searches)

£275.50

Bankruptcy Searches (Fees)

£4.00

Land Registry Search Fee
Bank Transfer fee

£3.00

£3.00

Land Registry Registration Fee

£100.00

Stamp Duty Land Tax (assuming not a second property)

 £0.00

TOTAL

£1,226.70

 


TIME SCALE

How long will my property sale/purchase take?

How long it will take from your offer being accepted until you can move in to your property will depend on a number of factors. The average process is currently stated to take up to 20 weeks. However, it can be more timely depending on the parties in the chain and as to the number of parties dependent upon mortgage finance.